Individuals such as defined by the Tax Administration Service (SAT) are required to submit its annual statement for the month of April. But according to the law you can deduct the actual interest accrued on the mortgage loan that you purchased and ask that you make a return.
To be able to access the tax benefits are deductible only real interest earned and actually paid for the acquisition of a building through institutions that are part of the financial system Infonavit, Fovissste or any bank.
This deduction is that the credit limit of not more than 1 million 500.000 Investment Units (UDI). A little more than five million pesos.
To register, you must have a record where the real interest is determined that the financial institution must give credit granted no later than February 15 in addition to the amount of the payments have been made this declaration must contain the address, Federal Taxpayers Registry (RFC) of the mortgagor, the location of the property and the nominal interest earned and interest actually paid during the year.
When the taxpayer makes the tax can achieve a favorable balance which is reimbursed through an automatic return. In return you can choose this option, put the key data bank which will return and an SAT average of 12 days will return the credit balance that has been obtained.
Taxpayers may receive between 20 and 28 of the total amount of interest as a drawback often this amounts to one month's mortgage.
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