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Monthly Discount Houses Tecamac

Provencal

Forest is the closest development to Mexico City and has just five minutes with the Mexibus which is a fast and economical transport.

housing prototypes in this development are:

Prototype Vera

House two bedrooms at a super price of $ 360,000.00

pre

PROTOTYPE ALBATROS

two bedroom apartments

ALBATROS ALBATROS
PB $ 287.500 $ 282.305
1 N 2N ALBATROS $ 291.000

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Acquisition and remodeling in the same house or housing departments vertical

Infonavit extended the scope of their credits and now created an option for couples who are hesitant to buy a house that looks neglected or small.

The pair of workers in this course will take every one of its two individual loans to pay and remodeling the same house at the same time. One of them gets the loan to purchase the property and your spouse to make additions or improvements to the same housing which will raise the economic value of their assets.

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From Geo begin this year to give a major boost a vertical housing construction with the construction of 25 000 houses. Luis Orvañanos President Geo reported that the vertical housing will be built in Alpha prefabrication plants thus may reduce up to 88 percent the time of construction. Saul Escarpulli Deputy Director General of Finance said that while a traditional vertical construction takes 60 weeks to 7 weeks require prefabrication.

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alone in Chalco

Pueblo Nuevo is a project born of your needs and desires because you hear is say, the whole concept was born of you, in your opinion and interaction. For all this is that Casas GEO

created "Pueblo Nuevo"

development of personality and also has all the elements that you and your family deserve. Project

tradition adapted to the style we demand today. Located in a prime location within the municipality of Chalco, and that is very close to Highways, the Highway Mexico - Puebla and other important avenues in the area, and nearby shopping centers and malls, among others.

"New Village"

is "House of Our Tradition ", because:

1. "Pueblo Nuevo" is a unique concept inspired by the Mexican Tradition and Colonial Beauty

2. "Pueblo Nuevo" offers the Best Lifestyle

3. "Pueblo Nuevo" has the best picture for its innovative design

4. "Pueblo Nuevo" has the best architectural design in terms of Tradition, Style Fusion and



5. "Pueblo Nuevo" has different strategies to provide greater security.

unique concept:

7 villages created differentiators to give identity to each one:

Pueblo de Los Rosales Plaza de la Virgen,

Pueblo El Campanario in Plaza de las Campanas,

Pueblo Los Arcos Plaza de los Portales,

Village Plaza Los Lantern with the Pots,

Village Plaza Las Carretas with the cistern,

Village Plaza Los Molinos with the Mills and The Village

Balconies Plaza Balconies,

order to generate added value, beauty and value to your property

Equipment:

•

living spaces • More than 70.000 m² of parks and recreation areas

• Runner Sports (SPORT, bike path, etc.).


• Schools • Circuits vehicle


• 75.000 m² of retail space at the entrance of the development

• public recreational areas in each faculty

• Main access

• Condos
screened
• lit spaces throughout the development

Best Architectural Design • Best design
facades

• Use bright colors

• Excellent distribution houses

• visual Auctions

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Homes Infonavit, will not be able to sell nonperforming loans Geo

The full House of Representatives yesterday amended the Law Institute of the National Housing Fund for Workers (Infonavit) to avoid the agency sold to multinational corporations who claims to have lost their jobs.

The change occurs almost five years after the Chamber of Deputies discovered that the brothers Manuel and Jorge Alberto Bribiesca Sahagun nonperforming loans purchased for Construcciones Practices of thousands became departments in Puebla and Guerrero.

During the expressions for the reform that makes an addition to Article 41 of the Act Infonavit reminded lawmakers that in 2005 the institute gave the company Capmark, a subsidiary of General Motors and G-Mark, which broke in the U.S. and Scrap II 55 000 credits to 20 percent of the real value of the portfolio.

Congresswoman Laura Itzel Castillo Labour Party said that since the legitimate government of Andrés Manuel López Obrador Infonavit documented that delivered a total of 110 thousand credits and in the case of Scrap II portfolio was paid same day he was as a company in Mexico. Who was at the front is a businessman who also was linked to fraud Fobaproa Enrique Colliard and it was he who paid a check of one thousand 100 million dollars the same day that the company was formed and given the portfolio. From this began a wave of evictions and a very critical situation for thousands of families reported. Castillo noted that the companies began a process of harassment against workers who forced them to renegotiate their loans to 700 thousand dollars when the original debt was 150 thousand and also are not taking into account payments made in advance.

PRI Congressman David

Pérez Hernández stressed that unemployment is not resolved by the federal government brought thousands of workers to stop paying their loans that were allegedly sold in auctions that were given loans to firms that were dedicated to arbitrary deprivation of housing.

With 397 votes for the camera added a fourth paragraph to Article 41 of the Act which provides that in no case yield to school free of charge or dispose of or transfer credits granted to individuals under this law according to the criteria and rules issued by the National Banking and Securities are considered losers. Pérez Hernández explained this change requires the Infonavit to renegotiate the loans with the workers and prevent firms with no commitment other than to get rich plunder and affect their families.

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one of the most aggressive companies in the placement of houses

In 2011 there will be a new war between real estate companies to place a greater number of homes on the market and thus gain a larger share of the pie from the housing sector.

Ismael Plascencia president of the National Chamber of Industry Development and Promotion of Housing (Canadevi) said they definitely will be a tough Geo competition, Urbi and ARA which are companies very strong and solid, which are those that are working well.

War and competition will always exist between us like any competitor in any area is normal and here you have more saliva to eat more pinole he said.

is normal and can not be against it is a healthy competition in the end that provide better quality, better conditions and have better strategies is going to sell better emphasized.

Asked if in 2011 there will be demand for as many home-claims replied that there are simple and just to be able to cover all in a single year, definitely not so.

explained that the housing sector is one that can better reflect whether the economy is good or bad as they are loans that are already generated jobs and to whom they can sell as the houses are placed between those have formal jobs.

Large companies like Geo, Homex and Urbi expect good growth in 2011 with 12 to 15 percent.

Victor Manuel Borras

Infonavit director acknowledged that the news was a surprise a few days ago that Geo Developer duplicate construction and Sales of houses by 2015. With this plan Geo expects to reach over 100 thousand households with a revenue collection of more than 100 billion pesos.

Ismael Plascencia emphasized that Mexico is emerging from the economic crisis we have three consecutive months where bad loans have been falling this is a very good indicator for what we do expect a better year in 2011 for the housing sector.

Urbi Desarrollos Urbanos

announced that it expected 15 percent increase in average sales volumes and revenues in the next 5 years which will double its size in them.

Analysts estimate growth of up to 15 percent by Homex and Urbi. This expectation will be supported by the allocation of credits and Fovissste Infonavit and a greater involvement of banks and sofoles in housing finance.

Mexico has a housing deficit of 8 million homes to which are added each year 700 000 new marriages in need of housing.

Geo Corporation plans to expand its presence in the country and it will go from 19 to 29 states. This will go from 44 to 88 municipalities. The company also consolidated its leadership position with Infonavit since it is the company that takes credit for that institution for the sale of housing for workers.

By 2015 the goal is to concentrate 13 percent of all mortgages generated by the institute. Infonavit 2015 the intention of giving between 555 thousand and 600 thousand credits.

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MORTGAGE SERVICES

This year Infonavit aggressively launched its new model of credit for housing called "Mortgage Services" through which homebuyers pay over the payments of the credit farm safety and maintenance of the dwelling unit. This explains Victor Manuel Borras director of Infonavit will prevent losing equity houses as houses are devalued to the extent they are in a state of abandonment.

Astrid Bolbrugge Sustainability Projects Manager Infonavit mortgage states that the services will open new business opportunities and jobs for individuals or companies performing maintenance service and provide professional management to the units.

Infonavit already has a pilot program operating under this scheme in the town of Zumpango, State of Mexico, through a management company created by Geo Group. But it is intended that this scheme is launched nationwide.

If you see two housing units and has cut grass houses without well-painted graffiti and is quoted on the market better if the other unit is careless with graffiti or broken glass loses value against the purchase amount stated.

The idea is that real estate developers and administrators to identify both the Infonavit not because today's builders of homes when they start selling are as responsible for the maintenance of common areas until they sell all houses.

explained that 2010 was a year of testing this program for the first quarter of 2011 expected to be several developments that are participating and by 2012 expected to be available automatically added.

This year was also evidence for the purposes of implementing the product in operation now Infonavit lack external attack what is being required to administrators and dissemination to all developers, with borrowers through our education program, inclusion in pre-talks said.

I think for a big developer that has several units generates Best viewed their developments have well maintained by a company either voluntarily or by an external because it is also an area of \u200b\u200bopportunity for the creation of new businesses.

The amount of maintenance fees will be defined by individuals or companies operating the service and the fee will vary according to the value of building a smaller home pay less than a large Bolbrugge said.

Cruz Rocío Terán Community Hub manager Infonavit further explained that this program the Institute has advanced another project called Neighborhood Organization whereby a person is selected as Neighborhood Professional Developer is a person who works in the housing complexes organizing neighbors to there best practices for coexistence. For this program seeks to apples or dwelling units not forget the paternalism and together they can solve their waste problems of urban image security and end to generate a self-managed community. Advocating for change.

Neighborhood Promoter organizes neighbors to identify their problems and make a working plan to solve them. For example in some areas where the problem was chosen as a solution to security alarms, security cameras or electrical buttons. In others painted facades, were removed graffiti, were purchased mower, lift gates or fences, surveillance paid, bought trash cans, etc.. In a few cases were keeping the community center, removed debris. In some cases settled playgrounds or planters.

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mortgage, the initial investment. Apex Mortgage and Allianz

A mortgage is a commitment to the medium or long term loan that involves a significant amount of money. It is not a consumer credit cards as the prize awarded by the shops.

Among the expenses and commissions must be paid when applying for a mortgage and looking at these items as a are the initial investment.

HITCH. Between zero and thirty percent of the property value. This payment is made to formalize the sale of the property and ensure the agreed conditions regarding the location and details of the property such as distribution and finishes.

credit analysis. Between zero and one thousand pesos. Fixed amount.

assessment. Is the determination of property value made by a licensed professional. The study provides the size of the property, the quality of the finishes, the state found, the age, the value of the land, among other things. The cost of the appraisal varies among institutions.

INSPECTION OF THE WORK (only in case of expansion, remodeling and construction). Charged by number of visits. Is the cost of supervision of work progress to verify the proper use of credit for construction or remodeling of the building.

COMMISSION FOR OPENING. Between zero and three percent of the value of credit. Is charged to cover the costs involved in opening credit.

ATTORNEY FEES AND TAXES. Between three and twelve percent of the value of property in case of purchase of a home or land and the value of credit in case of liquidity, payment of liabilities, construction, expansion and remodeling. Is the payment of registration rights in the public records of property and trade, taxes on acquiring the property, as well as notary fees and expenses and the city where the deed is done.

Among the functions of a notary are: verify the legal status of the property as having no debt for any other claim, that is free of encumbrances and that no arrears of property tax or water during the last five years in addition to corroborate in the Property Public Registry that the seller is the rightful owner.

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Fóndika released their mortgage plan

Apex Mortgage

ad distributor teamed up with Allianz investment funds Fóndika to facilitate access to mortgage loans.


In a press release this multi finance company (Sofom) reported that the alliance was created with the product reaches Tu Casa independent professionals aimed at workers, traders, transporters and all those who work on their own and not have no way to prove income. Apex Mortgage

added, that this financial product is also targeted to those who need save for a down payment and contract to your mortgage. He said that this product has a life insurance protects families against any unforeseen customers during the period of contributions.

The Sofom noted that according to experts in the mortgage sector the market potential for savings scheme prior to housing finance represents nearly 60 percent of the total country's housing backlog and a significant percentage of the more than 350 000 new families each year are added to the demand of a house.

therefore said to have access to credit customers must deposit with the strategic partners of the program for a minimum period of six months, an amount similar to the monthly to demonstrate their ability to pay. This will be done in dollars or units of investment (Udi). He explained that in making these payments on time will proceed to arrange financing and to authorize the filing of an official identification, proof of address, the CURP and review your file at the credit bureau and practice a socioeconomic study

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Calimaya

In just three years the housing industry housing saturated Calimaya the municipality and the council put in jeopardy by the construction of 11 thousand 373 new homes in a municipality that all his history was only built 7 000 151.

This rapid growth between 2007 and 2010 drove him to the Ministry of Urban Development to declare closure property in this small town where not able to guarantee the care and services for new residents who arrive from time to time.

The new joint completely changed the image of Calimaya overnight. In rural area became a large semi urban subdivisions that are ghost towns because the majority is still vacant.

Calimaya PLACE BUILDING HOUSES

The municipality is part of the metropolitan area of \u200b\u200bToluca Valley. It is located just five minutes from Metepec. Until a few years ago was only known for its zoo now for its large residential complexes that are far cheaper than in Toluca and Metepec, the most expensive real estate area in the region.

has an area of \u200b\u200b10.311 hectares which puts it among the small towns and sparsely populated. However, it is bigger than densely populated localities Neza has an area of \u200b\u200b63.44 hectares and is the fourth of the capital which consists por420.14 mexiquense hectares under Institute of Geographic Statistics and Research Information and Cadastral.

In 2000, the INEGI counted 35 000 166 inhabitants, representing 0.27 percent of the 13 million State of Mexico. Preliminary results from the 2010 census indicate that the population is 47 thousand 33 to say that in 10 years aumentó33 percent.

The number of occupied dwellings in 2000 was 7 000 151 with an average of 4.9 people in each. In 2010 there were an estimated 10 thousand 694 houses occupied.

The logo of the municipality on their official website says Calimaya where houses are built

The technical secretary of the National Population Council (co-wives) Patricia Chemor specified that the number of homes in the state increased from 2.8 to 3.7 million in the last 10 years. Represent 13 percent of the national total.

AUTHORIZATIONS

started in 2007 when real estate industry turned its eyes to Calima and scored on 2 January the first 3000 permit to build 205 homes on average and residential. This is left to the developer Geo.

December 7 Hemajo company obtained a permit to build 121 homes average. In 2008 there was not a new permission but in 2009 came two new sets one thousand 892 homes and other average of 2 thousand 783 social interest by Geo.

last year shortly after Urban Development Secretary Marcela Velasco declared that there would be new business authorizations Culiacán, Urbi, Hattie and Geo got the legal guarantee for four sets of 325 new homes average 987 of residential with commercial and service and 750 thousand average.

In just three years 2007, 2009 and 2010 totaled 11 000 373nuevas Calimaya homes built by private enterprise to join the 7 000 151 which existed in 2000 and growth natural property that the municipality had in a decade. This is because it was not considered a municipality but no impulse control or consolidation as classified by the secretariat.

pulse there are 11 municipalities in the state as in the case of Almoloya, Atlacomulco Cuautitlán, Metepec, Tecamac Tejupilco, Toluca, Tonatico, Villa victory Zumpango Zinacapec or that have the infrastructure to ensure the provision of services.

of control there are 27 who can no longer accept a housing growth of large quantities because they lack the necessary infrastructure to ensure services to the population, but continued natural growth such as Atenco, Atlautla, Ayapango, Chiautla, Chiconcuac Ocotitlán, Donato Guerra, Tecatzingo, Hueypoxtla, Isidro Fabela, Jaltenco, Jilotzingo, Jiquipilco, Juchitepec, Melchor Ocampo, Ozumba, Papalotla, Temamatla, Tenango air Tepetlixpa, Texcaliacac, Tezoyuca, Tlamanalco, Valle de Chalco Solidaridad, Xalatlaco and Zacualpan.

The remaining 88 municipalities are building to ensure services to the population and can continue to grow in housing but not in large quantities.

CITY IN CHECK

Although the number of homes built by Private initiative is only 5.35 of all the buildings made in the state of 2OO7 to date represent a strong impact for the city because a few years to double its population when dealing.

The mayor acknowledged that Irad Market Ávila city growth has been so loud so try to regulate the development plan and not allow further growth unless they have the tools to face the responsibility.

said reality is they have no ability to provide public safety, garbage collection, water, electricity, among other services.

What has helped is that so far have not been municipalized all sets but when this is the case put them in check. The mayor estimated that in two years there will be 120 thousand inhabitants that is three times the current figure and the council does not have the economic capacity to serve all look so slow that growth, expected to know the traffic impact, environmental discharge drainage, water demand, public safety.

responsibility of city hall is now growing in streets, parks, tunnels to retrieve the land reserves and no more housing projects that came in a boom by the proximity to the capital and Metepec, one of the municipalities with greater economic growth.

said

Now that boom is going to San Antonio the island and so that more municipalities Conurban the Valley of Toluca. What is not measured, he said, is that a municipality as Calimaya spends most of its budget on payroll and nothing left to play for handling only 125 million per year.

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growing Mexican Housing Day

Thursday entrepreneurs and officials from the housing sector were presented at the Waldorf Astoria to show off the advantages of investing in building houses in Mexico. This year saw a spontaneous to attract attention. He was captain Luis Orvañanos Geo who was elected by other developers to represent the guild.

baptized In the event the last 10 years as the decade for housing despite the economic crisis was able to consolidate the sector. Two decades

housing supply grew by 7 million units, despite the increase in the number of homes still do not see an ending horizon. There is demand for 400 long-term assured international investors and financial analysts.

is also a structural stress. He cited the creation of institutions like the National Housing Commission and the strengthening of Infonavit Fovissste. Finally and not wasting the time drew the audience to invest in companies listed on the stock housing. Today

Orvañanos may repeat your message in London at the end of the Mexican Housing Day.

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Ara does not meet growth expectations

missing a few days for Germain president of Consorcio Ara Ahumada deliver accountable to their shareholders in his report of the fourth quarter of 2010, though totaling more accounts will not leave it in accordance with expectations of specialists the company will not meet the goals set last year.

sales will grow 3.4 percent while the developer anticipated an increase of 6 percent, while also providing pressure on cash flow due to investments in the construction of a new concept crystalline lagoons housing.

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This is your home

In 2011 the housing industry will be crucial to bolster the economy emphasized the Ministry of Finance and Public Credit SHCP to note that in general the outlook for the construction industry are optimistic risk moderate spending and stable prices.

Through the weekly report from the office of the Ministry of Finance spokesperson predicted that this year The housing industry itself is now supported by the revival of mortgage credit by the banking system. He said he plans to carry out one million one hundred thousand operations associated with loans and subsidies for families of all socioeconomic levels with an investment of 264 billion pesos, which implies an annual increase of 10 percent. He said that this amount be used for mortgage lending by all housing agencies including public institutions and private financial intermediaries.

scored Only Federal Mortgage Society (SHF) will finance with 15 thousand 500 million pesos housing construction and the current administration has taken a historic momentum to the country's housing development.

Despite the crisis for the first time you are covering the housing demand of Mexican families in particular those who have less through various actions. Furthermore, this momentum has impacted positively on indicators such as formal employment in the construction industry and capital formation added the SHCP.

reiterated that during this administration the federal government has invested over a billion dollars in grant of 4.4 million credits and subsidies for housing reflecting an increase of 89 percent over the investment by the government of former President Vicente Fox over the same period. With this dynamic indicated the federal government finances daily construction or improvement of three thousand 250 homes and the program "This is your house" designed for the very poor areas in the past three years 732 000 families have received grants.

This figure represents about 16.6 percent of total funding awarded between 2007 and 2010 while cumulative investment amounts to little more than 19 billion pesos, the agency added. He noted that the above program features a multiplier effect economic activity and that for every dollar invested 3.87 reinvested financing derived from implementing agencies and beneficiaries savings.

The Ministry of Finance highlighted the role of commercial banks in housing finance and said the current credit growth fairy began to accelerate industry is going from 4 percent in 2009 to 6.8 percent in 2010 with 11.5 percent of mortgages that the year before

The strength in housing activity has a positive impact on employment in the construction sector in 2010 was revived in an important way to take more than 85 000 new jobs work. This was the largest generation of formal jobs in the last 12 years representing 12 percent of the total in 2010 said.

Finally among the elements in recent years have favored the growth in real estate in Mexico, SHCP said that 75 percent of mortgages are generated by a public entity and Fovissste Infonavit. He noted that this allows some stability under the conditions of origination and resource flows are affected only to a serious downturn.

also mentioned the existence of new tools to offset the purchasing power of families as the "This is your house" that gives subsidies to those earning less than four minimum wages.

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"(...) According to you in your article Utopia (still) possible , the dance artists need to start taking personal responsibility to advance an art that is often forgotten, betrayed or inaccessible. Depends of us to begin enriching dialogue over the matter, which can build bridges across cultures and borders, to create new models of resource sharing, networking and creative compromises ...".

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